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Hartej Sawhney was born and raised in New Jersey and is currently based in Barcelona. He serves as CMBDO at Qredo and is also the Principal at Zokyo.io. Hartej is a serial entrepreneur, brand-focused investor, and an advisor to startups, family offices, regulators, governments, and an array of financial institutions. Hartej has vast experience in Fintech, Cybersecurity, and a strong knowledge of Bitcoin, Ethereum, Blockchain, and related technologies. Hartej is the father of two boys and lives with his wife and adopted dog, Shanti.